Earthquake Insurance Quote
We sell CA Earthquake Insurance with 3 major insurers. We can write CEA in conjunction with a homeowners policy and GeoVera and ICAT as a stand-alone CA Earthquake Insurance policy. Our Agency has been selling CA Earthquake Insurance Since 1985
- CEA’s financial strength is A- (Excellent) according to A.M. Best Company.
- GeoVera was assigned the rating of A (Excellent) for financial strength and operating performance by A.M. Best Company.
- Homeowner earthquake insurance policies issued by ICAT are reinsured by a syndicate at Lloyd’s of London which is rated A (Excellent) by the A.M. Best Company.
Coverage A Dwelling
We can protect your dwelling or home with either a Comprehensive or Standard Earthquake Insurance Policy. Coverage includes items like flooring, countertops and cabinetry.
Coverage B Other Structures
Other Structures includes a detached garage or other detached structure. Additionally, it can cover items like BBQ’s, light posts, satellite dishes and playground equipment.
Coverage C Personal Property
Personal property located inside the home can also include items like jewelry, fine arts, silverware, musical instruments, personal computer equipment and sporting goods.
Loss of Use
Loss of Use or Additional Living Expense covers you in the event that you can no longer occupy your home due to damage caused by an earthquake. Loss of Use coverage is optional.
Building Code Upgrade
Building Code Upgrade Coverage covers the costs to bring your house up to current building code standards
Emergency Repairs
Covers cost of repairs needed immediately following an earthquake that are necessary to protect your home from further damage and could include things like broken windows and glass repair.
Breakables
Coverage for breakables includes items like glassware, china, crystal and porcelain.
Exterior Masonry
Covers the cost to replace exterior masonry veneers.
Loss Assessment
Covers assessments by the condo association for shared costs of repairs or association deductibles.